I have been recommended Affinity Insurance for my Dwelling Fire policy as I hear they have a good product.

I'm looking for a Landlord policy for this property in Harlingen. 

After all of these expenses and PITI, I usually shoot for deals that will net me a cash flow of at least $200 per month.It has been getting increasingly difficult to find good deals in St.

That said, you shouldn't change your policy simply based on this winter's bookings. 

Do call many lenders to get a feel of their lending policy.

Collect on their insurance policy?

Also a great reference for creating good rental policies for your business.

I don't know the specifics of their management fees or late fee policy, but try contacting Alarca Realty or T.R.

There are always risks with airbnb (condo policies like banning them, some loans have airbnb clauses that state you can't use them as well, so there is definitely risk with this as well, I think it's important to let all parties now including the bank the intention. 

After the fact pay the cost to split and have separate utilities.In the interim your best policy is to jack the rent to include utilities rather than dealing with the  hassles of billing tenants.