Your insights would be greatly appreciated!

I've lost a couple thousand on inspections as well over the years.

,  nobody said it would be easy...

@Paul WeldenThat’s what I was thinking as well

Well, a foreclosure does not evict someone living there, you need to evict them.So in most cases you start the eviction.

Would not be a wise financial move for most people. 

Hello, I hope whoever is reading this post finds themselves well.

What should the market rates be before I consider refinancing out this loan? 

Taking over the property subject-to (Subto) the existing mortgage is an advanced tactic and can be highly effective when cash flow or equity potential is strong.

I have since come across a lot of bad reviews with this company with the majority of the people giving the reviews claiming that they are scammers which is why I'm bringing it here to see if there is anyone else who has had any experience with them whether it's been good or bad.