Whether you're curious about the best cities to invest in, how to get started, or ways to maximize your returns, I’d love to hear what’s on your mind!

But yes always ask for more when getting numbers on a property. 

From what I am observing it is seemingly reactionary to cover lower margins and out of necessity to make deals pencil.Meanwhile I am hearing this spun or disguised to help raise capital, negotiate better ownership splits or to merely keep the lights on.

Cockroaches were on fun to get rid of either.

I have to disagree with @Collin H. on actual insurers.

Hey Jon, have to give you my two cents on this year!

The only way I understand this is if the LTV on the appraisal is ~$25k short of what you owe on the loan.

I’d appreciate some feedback on my current approach and advice if any.Here’s what I’ve done so far:Pre-Approval: I’ve secured a pre-approval amount and interest rate from an online mortgage lender.Property Analysis: I’m using the mortgage and STR calculators from BiggerPockets to assess the financials for potential properties.Neighborhood Research: I’ve been exploring different neighborhoods using Niche to get insights into schools, safety, and livability.AirDNA: I’m considering subscribing to AirDNA for data on occupancy rates and rental income estimates.Questions:Is AirDNA worth the investment for STR data?

From looking up on Glassdoor or Indeed I'd estimate their tech salaries to be $120,000 (on the low end) to $400,000+ (I didn't ask them their salaries, didn't want to be too nosey).

Planning for a full renovation from the start is a smart move because it gives you a more realistic view of your budget and timeline, and it allows you to aim for the highest ARV without cutting corners.As you move forward with this flip, make sure to track all your renovation costs closely, since it will help you with more accurate estimates on future deals.