Did you find anything else for your purposes?  

I wrote the above for informational purposes.

Non-Owner Business purpose Cash-out refi or just Refi.Arm, 30 years R/T, and IO.

For purposes of this subsection, the primary resident shall mean either (i) the owner of the dwelling unit that is entitled to a homestead exclusion pursuant to Code § 19-1301.1; or (ii) a renter (a) who lives in the dwelling unit more than half of the year and (b) who is authorized by the owner to provide limited lodging.

I would not touch the deposit for this purpose.

Ironically someone called me up when i bought it and laughed and said, "you'll never be able to build a house there."

A washer can add value but if it breaks you are usually expected to fix it, even if your lease is iron clad.

The purpose of the question was to start a dialogue.  

It depends on your purpose and market but yes, as previously stated check out the vinyl plank options.

I'm not sure why but after many years and learning more about RE I am now being presented with a different deed change to say "tenants by the entireties" this being for the purpose of "creditor protection".