They have been married for a while and have been maintaining two homes.

A relative of mine had a house free and clear, got remarried and died before her husband who wanted to return the house to her grandkids(they were middle aged when they married and both had families from previous marriages) but he must've passed away before updating his will.

I had just finished school and had gotten married a few months before that.

For women you want to check their married name and their maiden name. 

I had a meeting with a married couple two days ago, and they told me they joined Phill Grove's program and spent $20,000 on it.

One of the reasons I gave for wanting to move was the outrageous costs of real estate...both renting and buying.Fast forward 5-10 years and those same friends...now married, with kids, and wanting to buy their first home...have now moved out of state also or have at least talked about it many times.

This is a tax on interest income, dividend income and certain types of taxable gain (capital gains) when the related income/gain exceeds $200,000 in Adjusted Gross Income ("AGI") if you are single or $250,000 if you are married. 

Therefore, Tom pledging a portion of the beneficial interest in the property using the Trust is really no different than if Tom got married, after purchasing the property, and had his wife added to the deed.The only reason I would recommend this route is because, Tom was willing to meet the owner-occupant requirements of the FHA mtg. 

Hello  I heard that Fannie Mae now allows us to buy up to 10 properties (4 units and under)I am married so does that mean I can get 10 and my husband can get 10?  

Married with 3 wonderful children.