And I would speak with my CPA about what tax regulations impact me with this.

A less than enthusiastic response can speak volumes.  

I saw them online and called also but haven't had a chance to speak to them.

Hi WilliamWhile I can't speak on how to workout the logistics prior to getting funding, I can tell you as a private lender that we see many scenarios like this. 

As I listened to the forecast and frantically typed my notes, it occurred to me how many different types of people were in the room (we all had to do introductions - if you have a fear of public speaking I would suggest preparing something ahead of time for fear of passing out).

That hasn't stopped anybody around here, but once rules come out, the city could try and enforce them.I don't do short term rentals, so I can not speak to how these go.  

I would be interested in speaking with you and learning more about what you are looking for.

I flip around Kzoo and am actually flipping one in Scotts as we speak!

Speaking from experience, there are tons of valuable resources, threads, members, and articles to glean from on here.Glad to have you here!

Speak with lender but I believe once you have 20 or 25% equity you can owner occupy another property with less then 10% down possibly FHA.