These schedules are constructed of trips which vary in length from 1-5 days.

Unfortunately, my county doesn't identify the length of delinquency, just amounts. 

It's not so much the cost of property management that I'm motivated by, it is the quality and length of stay of the tenant. 

If you intend to flip it, then length of time you held it and number of flips you do is not part of the factoring when reporting the taxes.Flipping is self employment income.  

Problem has always been length of stay is short and landlords dont want to do a short term lease. 

@Tom Rutkowski has gone to great lengths to educate me on whole life, universal, and indexed universal life insurance policies.

The PA Dept of Revenue has a desire to collect transfer taxes on this type of transaction; that is at a minimum of 2% of an IMPUTED value, or at 2% of the sales price if an arms length transfer.

The length of time varies but in IL we have to do so within 30 days.

What most local assessors do is take all of the arm's-length transfers during a study period (usually 12 to 24 months) and considers them in reassessing all of the properties in a market area.

As far as doing it yourself or with cheaper companies,  there are always cheaper versions of anything, but you may have sacrificed the amount of funding obtained, the length of the 0% interest period, possibly risked having the lines report to your personal credit profile instead of your business etc.