I have itemizations from when units were vacant and when tenants were in them. 

If you'd like you can PM me on specifics which can lead to a phone call, much easier.BTW, my comment above concerning predatory was not meant to say you were being predatory, but that those acts as seen in that light, When you take something away from a buyer, a "right" or acceptable practice by agreement there needs to be some other aspect that balances out the fairness as consideration for that loss, an additional benefit shown for the buyer.

@Matthew Maggy you want to reduce your exposure to loss and your unknowns. $2K for gutters is the way to do this.

Non-bank mortgage servicing companies specialize in the following servicing functions: Calculating, collecting, and transmitting a mortgage loan borrower’s principal and interest payments; Managing mortgage escrow accounts; Collecting insurance claims; Distributing servicing advances; Managing delinquent mortgage loans; Assessing loans for modification and other loss mitigation activities; Overseeing foreclosure proceedings; and Managing and/or facilitating the sale of real estate owned (REO) following foreclosure.

A bid/scope of work that line items what the project entails is also needed.

What loss mitigation effort has the bank made?

., which came back with 4 very minor items.

It has been remodeled once before and it has a nice kitchen with upgraded items. 

I am sorry for your loss, but don't feel alone.

**Setting appointments with licensed trades people to evaluate the work already done- to see if we can get it permitted,  or if it all is just a total loss (don't have answers yet, since I will have to make the trip back out there to let them in ).When I look at CAPs on other buildings, price per door, price per square foot, etc. it all seems really all over the place- so I think I must be doing something wrong.Also, I haven't come across any completely vacant buildings like mine either.From what I have read, calls to local prop managers to determine management fees, local rent rates, current taxes...