Our economy is almost entirely based on consumer spending - consumer spending that has been financed with debt and fake appreciation (first on stocks, then on real estate).

If you think about it, deciding which mutual funds to buy in an IRA can be time consuming, too, if you do it carefully.

Add to that the documents that must be a part of any closing package and a full understanding of what those documents must contain, when the borrower must get them, as well as those things a lender is required to check before making a loan.Lending on real estate or a manufactured home that you did not actually live in before you sold and financed it has become very complicated, and the new federal agency, The Consumer Financial Protection Bureau intends to enforce both state and federal laws through a new joint agreement being signed with all the state attorney generals, and several other federal agencies.As much as I dislike writing this because I know people won't like it, the reality is the internet is not the place to get information on lending law.

s Lower Mainland have joined the flood of callers to a U.S. consumer group investigating Chinese drywall that has allegedly begun to sicken North Americans.Thomas Martin, president of America's Watchdog, says that in the past two weeks about a dozen Lower Mainland callers have all reported experiencing the same nose bleeds, breathing problems and allergy-type symptoms that have affectedhomeowners across the U.S.Continued exposure could result in severe health problems, the group says."

What is a rich person but the person who one day decided to stop being a consumer and decided to be wealthy?

This was done to "protect the consumer" as so many crooks were taking advantage of people.

We always grow our business by finding the buyers first and developing our inventory based on what the buyers tell us they want.

Newbies now are able to create a good looking website, flexible enough to have content presented in a number of different ways, without having to go through a time-consuming learning process (you know how difficult and challenging HTML can be).In fact the default installation of XSitePro itself is packed with hundreds of good looking website templates to get you started.The templating system in XSitePro allows you to build websites with either a left side bar column, a right side bar column, both side bar columns and no side bars at all.This may be a limiting feature to a number of new web designers.

I was the most introverted person in the world a long long time ago but if your willing to consistently put yourself into positions that are uncomfortable you will grow and overcome that.

It looks like the growing pains were back . . . sadly, we had a little more downtime this morning.