@Ryan Gartley I invest with a pool of investors and we take down larger scale multi-family properties. 

I would suggest something else for scaling tho.

How does one scale from an owner occupied single family?

I use Agreeable Gray from Sherwin Williams contract grade 400.

@Brian Pleshek - I used TU Smart Move for several years until I discovered that the score they provide isn't actually a credit score, it's some proprietary rating that is not on the same scale as credit ratings.  

I have a few different contractors I deal with depending on the scale of the job.

The only stones with serious value are top grade rubies and emeralds, and those are so rift with fraud that it is considered impossible to purchase a good stone that hasn't been colored or glued.The only valid appraisal is from the Gemstone Institute of America.

I've been thinking of maybe improving the grading on the exterior of the house (which is currently flat and flush with the rest of the yard) and laying down an inorganic subfloor and tiling and/or carpeting over it.

Usually these historic trends over the past few years will lead you to areas of higher demand and rising prices as well as a stable market on a micro scale.

As far as self insurance go do you have the scale to make it a captive insurer?