Hello,I expect to have about $10000 losses from rental properties in 2020.

I just took the loss and ended up going with a contractor that I have used before.  

I made an offer on a beach front lot in the same neighborhood as C, and am examining the feasibility of building a small beach house (D) there.

It'll be nice to get rid of it, but 1) I don't know how much profit/loss I will make, and 2)Would it be to my advantage to keep it for another 2 to 3 years?  

Hey there, sorry for your loss.  

If so, would this income then flow to Sched E, page 2, line 41, and there be combined with any net losses the wife might report on Sched E, page 1, line 26?

However, I don't know if you'll win because insurance paid for the damages and you haven't really suffered any loss.

Sounds like this is feasible based off of what I am reading on the IRS website here.

I’m not a fan because if the regulations prohibit it in the future your going to be stuck at a loss.  

(doing so would increase your CoC return). ...if you could buy the property with an owner occupant mortgage at 5% or even 3.5% down, move into one of the units and live there for a year, that would completely change the financial model, and it might become a good deal--is that feasible?