Seeing a lot of success when people have an unemotional optionality for the project and simply run the numbers when the project is complete - put it on the market for sale and for rent and then plug it into a pretty basic spreadsheet!

You have 4 options...1.

If you are looking for a generic 80-90% of purchase to fund with a good FICO score for a normal 1-4 unit, you don't need to spend too much time on finding lenders as you have plenty of options.

On the one hand, I doubt anyone submits if extra cleaning charges are incurred or needed (whether owner pays them or passes on to guest): viz.

Going to be very different cash-out refi options depending on the type of building/tenants

The rent is less but compared to the expenditure it’s a much better option in my situation.

I would weigh those two options out and see what costs less overall between an entire new loan and or the blended rate of the two.

I'm also willing to contribute my time and skills if anyone is looking for an extra pair of hands -- just looking to learn from shadowing and practical experience. 

DSCR is a good option here.

I was going to pivot this conversation at some point on how to continue investing in Huntsville with a low risk, yet still cash flowing option.