Also, I'm close to our passive profit equaling and exceeding our expenses.

Actually my balance sheet was attached as an addendum to the Fannie Mae 1003 Loan apps the private lenders requiredsince the Money Markets/CDs/non-qualified retirement account balances barely exceeded the loans outstanding on the first four properties, I assumed the Roth and the IRA LLC balances were the reasons loans were extended on the last four SFH.

Just used NTNonline and ran a credit,eviction and criminal background check.The 3 plan on renting the house together we have for rent.Well 2 of the potential tenants got a 93 and 96 score, the other got a 68 score.The one with the bad score said it exceeds requirement on time at the job,as well as income and time at current residence.How could they get a 68 score and rejection letter?

If you're exceedingly paranoid, or have a huge net worth, my idea is: a.)

If you get more houses, her bonuses will allow her to exceed the salary target.

If the equity exceeds the exemptions that can be allowed by the court, they will try to seel the property for the benefit of others.

I mean thats like going to your mechanic and him giving an estimate and then exceeding that by 50% and then saying, "well, it was just an estimate."

But, that's like the large groups of investors who try to exploit lotteries by waiting for the payout to exceed the expectation, and then buy every ticket to guarantee a profit (though this strategy has its own flaws).To sum up my beliefs -- there are only three ways to make money on real estate appreciation:1.

If this is a conventional loan it must follow Fannie/Freddie underwriting guidelines, which stipulate that seller contributions (down payment, closing costs, prepaids, discount points, etc) for an investment property cannot exceed 2% of the value of the property, which is the lesser of the sales price or the appraised value.

Maximizing cash flow is much more important than building net worth early in the wealth building process.When your passive income exceeds your living expenses you have financial freedom in my book.