. #2 is to read everything on BP, listen to the podcasts, buy some books, to get the education you need so  you can move forward and achieve your goals.

I decided to change the toilet valve and flapper to these two product Let me know if you heard of them: Links: flapper replacement and toilet valve replacement

I think as you educate yourself and perhaps the reason you are on BP is to learn from experts, smart use of leverage and ensuring solid cash flow to weather downturns is how big time wealth is created and gets you there much faster, nor paying all cash.

An example you be if you want to stay in a high PRICE loan under dodd frank and not get into high COST (where borrower has to take a certified class to know that they are paying a high cost) and you are doing a wrap owner financing (where you have an underlying loan on the property) then your limit above APOR is 8.5%, meaning you have to stay under 11.5% roughly for today (11.5% is example of today's APOR and your 8.5% max limit for subordinate liens, and 6.5% on first mortgage liens where you are financing a free and clear house) and it can change daily, use government rate spread calculator to check for each loan) then if you charge 10% and 4 points on owner financing, you may over step into high cost mortgage loan which we want to avoid.

Personally, I would prefer 90 days because markets are always changing.

Educate yourself.

Hi Nadine,If you're looking to make the switch to a full property management software system, I highly recommend getting a few free trials - it'll be a change from QB if you have been using it for a while and we all do things slightly differently.

Education is vital in a competitive market.

I just changed my strategy in real estate.

But the trouble is the metro area has changed a lot since I was a kid and maybe there are areas that I shouldn't consider/need to consider or other facts that I need to know - knowledge that I can't glean from those sites.