I wouldn't rely too much on the credit score alone (especially since the other tenant has a good score)The Credit game is largely a scam anyway.....I'll share this story again.

I've been told that due to "Force Majuere".Force majeure is a common clause in contracts which essentially frees both parties from liability or obligation when an extraordinary event or circumstance beyond the control of the parties, such as a war, strike, riot, crime, epidemic or sudden legal changes prevents one or both parties from fulfilling their obligations under the contract.

I don't know if it is just my market, or if that is common...but when I pulled all the probate cases for a year in Tarrant County which is the County for Fort Worth, TX...of course there were 100s or a 1000+ probate cases with real estate. 

The most common use you'll see here on BP and similar areas is by those who raise private investor capital to acquire or develop real estate of some kind.

@Alecia Loveless What you are describing is pretty common.

I think the most common place we see this is in the kitchen and baths with expensive countertops, over done tile showers and tile work in general. 

With a HELOC, you'll likely be quoted "higher" interest rates, but due to the nature of lines of credit vs. loans, you can overcome the interest rate scam and put money in your own pocket.The way I illustrate this is: if you put extra money toward a mortgage, but the next month you need that money back for a great investment, will the bank disperse those funds?

the deed as tenants in common will specify a % interest in the property not a square foot amount. 

I am far more interested in hearing from one of the "common folk"(like me) who can perhaps share the nitty gritty/nuts and bolts results that they actually achieved. 

It's common for assessed value to lag behind market value.