We have lowered the rent twice and my PM claims they have gotten lots of calls but no applications so far.

Did you include a copy of the HOA rules that are applicable to ANY Resident, and state the tenant would be responsible for any fines or other actions resulting from NOT following HOA rules?

Are cash incentives provided by the builder, only available to use for rate buy down or closing costs, when using the builder lender? I can't find anything in contract that would say this one way or another.  Only see...

What do banks typically require from an application (x years of tax returns, etc.)

All applicants are interested in the same unit.

This is applicable around the country.

If the bank did not obtain title insurance, I would doubt they will cooperate as their position will be that it is a valid lien-Most people who pull these stunts ultimately get convicted of mortgage fraud or mail fraud as they lied on the loan application. 

The answer most often begins with, “By getting pre-qualified for a loan,” and I go on to say you will need to gather and bring the following things to the bank loan officer to get started:1.Copies of three years of tax returns for first time buyers + schedules and W2 forms 2.Copies of most recent pay stubs within the last 30 days3.Copies of your most recent three months of bank statements4.A list of all creditors with name, address and account numbersWith these initial documents the lender can begin to process your application for a loan.

a zoning board or planning board of some kind will look at your application and (most likely) will compare it to the surrounding parcels.

We refer potential tenants to each other when we don't have the type of apartment or house the applicant is looking for.