And Home Depot is your store

Most states allow the borrower to make the choice to impound the tax and insurance or to waive escrows/impounds but usually you have to have 20% or more down payment.In CA the min is 10% down for the borrower to decide to impound T&I's or not (it cost more to waive impounds, about .40 points cost).Most other states require 20% down or more to waive them.Yes if you waive them you bring in less "cash," to close however its important to distinguish that these prepaids are just funds being stored on your behalf and are not "closing costs," in technicality but are required to be brought into closing to consummate the loan or transaction.Also the reason seller financing is less closing costs is because there is no lender, processing, underwriting, doc fee, credit report, etc.However, with a seller financed transaction you still have lender title insurance (I hope you have this), and the attorney/escrow fee, along with recording, notary probably,  exise and transfer tax (depending on which county or state you're in), prepaid interest on the seller carried note unless you negotiated the start date of your note at a future time or got some forbearance/deferment period.

Check the NY state law on how long landlords have to store exiting tenants goods and use that as a guideline.

I am a frugal do it all that buys material and stuff from the Habitat re-store and saves it!

For next week meet up you can download meetup app and setup notifications for RE gatherings.  

Its kinda a like a stores Re-Grand Opening!  

I tried to do the same with your name so I could send you a message but the mobile app didn't show any contact info for you.

I have used "rent a center" as well as picked up discount furniture and home good knick knacks from discount stores like marshals wall-mart etc. and can stage a home for the fraction of the price.

Pros:  Closeness to Downtown - Very low prices - The CHANGES (see links below)Cons: overhead highway (being relocated) - Still run down in areas (but see the changes that are in store)Denver is taking this run down area and sinking tons of money into it to turn it into the entryway to downtown from the airport.

Hi All,I'm new to the site, but have been reading some posts through the app for a few weeks.