I listened to an interesting podcast recently - I think it was the Afford Anything podcast - where an American ex pat couple living in Japan are buying in the US because interest rates are negative in Japan and properties actually depreciate.

When I list properties in more affordably priced areas, I almost always recommend against over renovating and instead have clients focus on neutral paint schemes, vinyl plank floors, etc. 

But I can kinda tell it’s lot more affordable and in line in Dayton Ohio if that’s actually where you live!

We operate in Class A, B & C markets, but NOT D.1) We offer 90-day tenant replacement guarantee.2) Can't afford to offer Eviction Guarantee on Class C.

They want to see that you have a history of paying things on time and you also have enough income that you will be able to easily afford the mortgage plus other debts you already have.

You can't really ever tell what someone does with their money, you just need to make sure they can afford it. 

Recently I’ve been looking into the ~18 year cycle of rising prices and the inevitable correction once people can’t afford housing anymore or the new home supply outweighs the population.

It can also be frustrating to manage laborers, handymen, and sub contractors.

Thats frustrating.

DTI is an important factor when determining how much house you'll be able to afford.