I am currently a personal trainer and have invested a lot of time perfecting my craft but know that in the future I want to be able to have freedom to build a family.

If you shopped only on interest rate, you could find out there were some built in penalties to protect the lender in case you refinanced in the future. 

I I use a future value calculator to determine my offer price based on my annualized yield requirements.

From my experience some investors fear "the rumor" that Miami will go under water,  others fear that zoning laws will change down the road and the  laws will be different,  some are afraid the current "airbnb qualified " properties might not allow short term rentals in future. 

Should I be worried about dramatic future increases in flood insurance, or should I run numbers based on today's insurance cost? 

I look forward to passing it on in the future.

I perceive the future inability to refinance commercial debt as a greater risk in terms of loosing my buildings.Some people will probably just tell you to buy in your own name and transfer to the LLC; that they've never heard of a note being called. 

Are there any suggestions for how I should word my ads to avoid this happening in the future!

*Vacancy*Repair & Maintenance*Capx, as well as future assumptions:*Annual Income*Annual PV Growth*Annual Expenses Growth*Sales Expenses

I might need one in the near future.