I can pretty much guarantee it was thrown in the trash by someone (Most likely the owner/bank) somewhere down the line. 

There are NO GUARANTEES with investments at all.

To guarantee that I would never get another job, I sued for wrongful dismissal and won.

Now, if I knew I had a guaranteed income of $200k year at my regular job, then I'd definitely take a $6k hit/yr and bet on LA long term appreciation.

Now I’m at the refinance step and every bank I talk to will not give me a loan even with me personally guaranteeing the loan.  

Thanks Anson for the response, I had communicated that it might take anywhere from a few days to 30 days for us to find someone, and the person she signed with said she would get the money tomorrow guaranteed.

We have explored the option of purchasing directly into an LLC and, as expected, rates are horrible from these specialty lenders (8%+ w/ personal guarantees).

From my perspective $800 per year can buy one heck of an umbrella policy, and it is likely any loan made to the LLC would have to be personally guaranteed by you anyway. 

I'm receiving a decent guaranteed income locked in for the rest of my life.

In order for it to make sense you need a guarantee that the market would beat your mortgage rate of say 4%, which the market does not beat anyway.