“We have said before that firms would need to improve their operation or exit the market, and we are now seeing that happening,” said a spokesman for the FCA.QuickLoans.co.uk, one of UK’s biggest payday lenders has already left the market, according to it’s recent announcement that it will stop offering payday loans because of the, “continuing, even increasing threats of political interference by the Governments.”The same has been seen in the U.S. with federal government interference in lending under Dodd Frank with the creation of the CFPB (Consumer Financial Protection Bureau).

The revitalization of a neighborhood is a job for the local government not a local investor.

Most of the other fees (i.e. appraisal, title services, title insurance, government recording fees, survey, etc.) are third party fees which the bank has no control over the price.

Mortgage guy originally qualified us with a homepath loan but called us yesterday and tells us that the program has been cancelled by the government and that they will no longer be doing homepath or homepath renovation loans.

Kentucky is an interesting area. 80% of state in rural parts are either on drugs, welfare, or some form of government assistance/disability god bless em lol.Then in areas like Louisville we got "The First 48" van rolling around town daily filming bodies in chalk for our tv viewing pleasure.What areas or rent markets have you found successful in Kentucky?

The government set these mechanisms up for the benefit of that person so they won't have to take care of you.  

Will banks continue to lend with multiple government backed loans?  

Government will never say no no no you dont owe us money.

Because so many investors have entered the shadow banking industry seeking yield, competition has increased to a point where interest rates have been pushed down from an average rate of 15% down to 10%.Borrowers from shadow banks are companies in industries like real estate or steel where the government is seeing “overinvestment,” and likewise where state-owned banks have slowed lending or stopped lending altogether.

I really need to research the numbers and check to see what local governments have in mind for infrastructure.