@Jay Hinrichs has a great bit of advice there, as I have two emails and I use them in the same fashion when I know I am being lead captured, but want to take a peek inside something.

They structure the loans to comply with Sharia law but charge you in a different fashion for the loan.  

My wife wants to just give them their entire deposit back and be done with these folks (who have been fairly unpleasant) -- and she also worries they could try to "retaliate" in some fashion.

half an inch is enough to carry live loads, why do you need more if sub surface is compact?

This will give me an opening on both ends of the drain pipes and also the stack.Because both kitchen drains runs to the stack in a double barrel shot gun fashion, and the bathroom sink also run that way, I have to conclude that there can be no other possibility at the stack but two double tapped tee on on top of the other. 

What happened to building a portfolio the old fashioned way?

By that I mean a tree fell on the roof and made a hole and was not repaired in a timely fashion.

I hope to do 12 more this year for myself, in joint venture or in some fashion!

I recommend he use an attorney to ensure it's done properly, professionally, and in a timely fashion.

Cars not parked on correct surfaces can face fines,, so no yard parking.Other than that have a house captain "referee" to keep you informed of any misbehaving, and chore duties.