@Matt D. the coverage you will need, and policies available to you, will depend on the # of properties you are holding at any 1 time and how your employee/ subcontractor agreements are worded. 

If your insurance coverage isn't enough, they could seize the LLC assets, but not your personal assets.Additional thoughts:1.

If your insurance coverage isn't enough, they could seize the LLC assets, but not your personal assets.Additional thoughts:1.

Through a refinance or supplemental loan, you would receive a portion of your initial investment back, while still cash flowing as if the entire amount were still invested.Let’s pretend you invested $100,000 into a value-add multifamily syndication, and after 18 months, the sponsors refinanced the property and returned 40 percent of your original capital.

With their increased coverage and leverage it's going to be hard for you to compete.If it's just you the biggest impact you're going to have is going to be face-to-face.Consider getting a list of owner-occupied properties with long-term owners with good equity built up in their houses.

My initial focus is to get the rental properties into proper structures with very robust insurance coverages, start the journey of actual tax planning, and protecting everything in general.

If your insurance coverage isn't enough, they could seize the LLC assets, but not your personal assets.Additional thoughts:1.

Read the table of principal uses and understand what uses are allowed in that particular zone, and what the requirements are for those uses (minimum lot size, setbacks, lot coverage ratios, frontage, etc.).

Your basic insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.

You should certainly look at DSCR loans (debt service coverage ratio)- your DTI will not be taken into consideration; you will qualify based on your FICO score and the rental income the property produces in relation to your PITI expenses.