Huntsville is a solid market, and I am sure that property has appreciated substantially since you bought it.

I generally recommend house hacking as the way for someone who is new to get their foot in the door but it sounds like you want to use real estate as a way to generate substantial income first and foremost, with investing being secondary?

Most importantly, when appraisers appraise homes for refinances and HELOCs, they tend to be conservative, so you will likely find that the "value" of your home is significantly lower than what other resources and "market-demand" will indicate.We BRRRRed my former primary and it is now the asset that allows me to purchase more, but we lived in it for five years and built substantial equity into the home, not to mention we were lucky that the market appreciated.I would recommend a HELOC in almost every case, as opposed to a refinance.

It is an owner-builder program that allows substantial savings over a traditional builder. 

If you are eking out $100/month "cash flow" on a C class rental house, then, yeah, the cost of a policy is an issue, but if you are renting SFR's for $5,000/month, then home warranties are a small price to pay for substantial peace of mind. 

its too much risk unless you substantially sell the home under market value. 

When a person dies after filing for Chapter 13 bankruptcy, the heirs have some influence over whether the bankruptcy case proceeds or stops short.Option A.

The amount of time you must hold the short-term loan varies, depending on how much "seasoning" your chosen refi lender requires - which is also influenced by exactly how you buy it.

This plan has been influenced and enabled more by everything I’ve done before or after college than by my college experience.If you have a particular goal with college that supports your long term strategy then go for it, but don’t let it wreck your credit or bury you in debt.

A 250k mortage is pretty substantial for a STR.