May be I will find better buyers and may be I will use other investment techniques, not just wholesaling.

Does anyone have experience securing financing and building them? 

It is slow money, nothing sexy about it but it will secure a decent retirement income for your future with great peace of mind as you can easily drive by the property anytime you want.

She is 63, and receiving social security due to a major back injury, however does have a cash income every month provided by 2 family members that rent two rooms from her. 

Does anyone near 91744 offer Transunion MySmartmove instead of asking for the applicants social security number?

I'm twenty four years old looking for ways to secure the future for my family and I financially. 

And I secured financing.

I have a background in Real Esate flips, cash-flow and securing funding.

That's why they have 1st position on the title.It will probably go on your credit, but that really is a factor of whether you were personally guaranteeing the note, or if the deal was the only security.  

but knowing they employ all types of sales techniques that can have you paying too much.