I am thinking of refinancing property #1 to a 30 year loan and increase cash flow.

Putting $10k down towards the purchase price and later refinancing on a conventional 30yr. in 2-3 mos. after the property has seasoned.

@David KuhlkeI wouldn’t do it and you’re gonna have a hard time refinancing at that LTV, that’s a false hope they are giving you.

We did a cash out refinanced on the duplex.

Additionally, you could look at options for refinancing your student loan for better terms. 

You really need to have a clear path toward refinancing. 

You are better off getting a short term bridge loan and then refinancing into a long-term mortgage.

County assessor website- you can tell who owns it, how long -the only thing is you don't know if they've refinanced, how much loan they have ect. 

I graduated college with 42 k of debt and brought that down to 17 k by aggressively paying monthly, refinanced to 4% int, and getting a new job.

I have had the WORST luck with finding a lender to assist me with refinancing A free and clear home I have in order to take the lump sum to the next project of portfolio building with buy and holds.Just brief example:  With travel you may get $15 hourly then tax free stipends (which seems to be the killer for loans) which include lodging, food, travel etc.