100k of student loan debt

[Matthew Tay]

I am from the southern New Hampshire area trying to get my financial freedom started. I love to network and get to know how people think to expand my horizon of knowledge and ideas. I have been saving/investing into my 401k, stocks and bonds. I have roughly 24k saved. My plan is to “house hack” but when I applied for a loan I was denied because my debt to income due to my student loans. I don’t plan on letting this stop me but I am not sure where to go next. I have reached out to a few people to see if they wanted to partner but many are hesitant. Any suggestions or advices?

[Tracy Uscinski]

@Matthew Tay Great question! Depends how quickly you want to get rid of your debt. 20% into retirement seems above average. Maybe you’d consider reducing your contribution for 12-24 months enough so you still get employer match if available. Dave Ramsey would say to stop contributing altogether until your loans are paid off. You know your numbers, just have to decide what you are comfortable doing. Best!!