For example...Property Two:Appraised Value: $135,000Current Mortgage: $64,069Current Interest Rate: 6.75% (Adjustable Rate-every 3 years)Monthly Mortgage Payment: $461.53PROPERTY TWO (PROPOSED REFINANCE):Loan Amount: $76,000Intrest Rate: 5.13%Monthly Mortgage Payment: $413.81^Saving $47.72 a month, better interest rate and thought I'd get a little cash back after closing costsCash required at Closing:Origination Fee: $2,000Service Fee: $999Pro-Rate Interest: $75.743rd Party Costs: TBDAdvance Payment of PITIA: $3,063.30So after all is said and done, I really won't be getting any cash back....Thoughts?

What kind of professional should we seek out for putting together our proposal to lenders?

There may be a way to save the tenancy, but not by using the formula proposed by your PM.6.

I proposed creative financing to the seller, they're very open to it. 

Based on my actions and my proposal to fix A/C issues, am I legally good to stand my ground and make them abide by the terms of the lease? 

We work with off market properties and our proposal of getting their homes sold as is with out them putting any money into is more often more desirable to sellers than Realtors telling them they'll need to fix it up and out it on the market for however long especially when they are in distressed situations and There certain sellers that Realtors cannot help on a timely manner and more wholesalers make way more money than Realtors.

The architectural firm sent me a proposal for 27k which involves the following:Schematic Design (25%) Step 3 Total: $ 6,978Design Development (25%) Step 4 Total: $ 6,978Construction Documents (50%) Step 5 Total: $ 13,956I am almost done with the Schematic Design step and feel like the architect has spent no more than 14 hours to achieve the drawing/plans for that step.

Saying the issue of due on sale clause can be completely avoided by using a Land trust is false in my experience.No bank I am doing business with is going to loan you any money using the I am a hidden man stuff you are proposing here. 

We had some proposals here for loss of ability to rent to be linked to complaints and a lot of people brought up that some people just complain more regardless because they don't like renters.

I would be interested in partnering as well.Thank You,AntoineWould you need to go to wake county & propose plans?