There are many types of self directed IRA's and you will want to research them to make sure the one you get can hold real estate (you will get some that say "Yes you can invest in Real Estate" which is not the same as purchasing property in your Roth IRA) With the proper product, all proceeds that come from the Rent or sale of the property are Invested back into the Roth and will grow Tax free without counting against your contribution limits.

@Christopher Leet I'll message you some local lenders I've spoken with who work on smaller to mid MFR here, however if you're comparing products from other states, the biggest difference you'll notice is the main norm around here is only about 70% LTV and 20 or 25 year am. 

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.Discounts on some products and services are offered to BP members: https://www.biggerpockets.com/perks/proThe site has quite a few tools that can be helpful for new members.

Even if you're numbers aren't quite there the first year, if you have a good product in a great location, it's only a matter of time before you've got strong cash flow.

Some will tell you even the products to use.

I have rates in the range of 4-4.50% for 1m+ fannie freddie products right now that are being offered. 5% LTV cuts are common. 

One of the largest types of mortgage fraud is occupancy fraudBest of luckStephanieI have borrowed from just about everyone of those on the list and never was asked for utl bill. these are not owner occ loan products ..

We use a separate account for the commercial products.  

You can also do conventional owner occupant loans at 5 and 10%, and generally I favor those because the costs are typically lower and you do not have to refi out to remove the PMI. my understanding is that with the FHA loan you will have to refi out into a different product to be able to remove the MIP.

I asked them how one of the products would work with one of my deals and the guy blew right past it without answering the question and sent me their application.