As with any mentorship program, they are costly, but want to make sure it's providing value before I decide to join.

Having a license does NOT make a difference when it comes to preparing your tax returns and advising you on tax strategies.

I know there were be slight rate and point differences, but is there anything else that makes one Refi option better than another for Cash Outs?

The individual is a creditor of the reporting company.The term “creditor” means an individual who would meet thedefinition of a beneficial owner of the reporting company solelythrough rights or interests for the payment of a predetermined sumof money, such as a debt incurred by the reporting company, ora loan covenant or other similar right associated with such rightto receive payment that is intended to secure the right to receivepayment or enhance the likelihood of repayment.For example, an individual qualifies for the creditor exception ifthe individual is entitled to payment from the reporting companyto satisfy a loan or debt, so long as this entitlement is the onlyownership interest the individual has in the reporting company.

I plan on installing some form of termite protection after purchasing anyway, but is there anyway to make sure I'm not buying a house with a full blown infestation that could become a bigger issue?

Entering into a contract knowing the costs is a choice you make.

I am thinking it is better to leave all communication of this problematic tenant to the PM rather than me directly communicating and sending my own contractors to save some money.

I look forward to making connections and learning from you all!

With a good credit we can get a loan (just have to find a good lender) and have money for downpayment.

Just make sure to talk to your accountant and legal team to verify that this approach is in the best interest of your particular situation.