Heloc rates are terrible right now even if you have a low first mortgage the blended rate is usually higher than a simple refinance. 

Not too low either, you don't want to go with someone who is just focused on price as this is a quality of a not-so-great accountant.

Priced it low because we just wanted to move on. 

The low income population the drafters are trying to help are already, in large, being given 60 day notices as most utilize the AK sect 8 voucher system.

I originally posted on reddit saying I had 20k cash to my name but very very low expenses and a high risk tolerance.

But I also don't agree that Leander and Cedar park are the best for instant cash flow, you should look in Killeen where the price point is low, and has a constant influx of renters coming because of Fort Hood. 

There is a table that I found helpful, with credit cards that report to the business or EIN side of things vs reporting on our own personal credit.

While a cash out refinance is a very good option in this situation, you could also look to see if the lender you are currently working with would give a commercial line of credit as well.

Eric, to me the maintenance of a humidifier is very low on the importance factor compared to everything else to be worried about on old rowhomes homes.

Also in many zip code in bay area the low comp and high comp could be as wide as $400 PPSF !