Three years ago, I was seeking a place to open a retail store.

I hire someone on an as needed basis and pay him out of my liquid.

Ideas include:- drive uber- Tutor school kids- babysit - cut grass - handwrite invitations - sharpen cutlery - make YouTube channel for product reviews - write a book - teach guitar lessons- run a summer camp - sell things on eBay - organize parties for people - part time customer service emails for company- write resumes for employees - property manage - start Etsy store - air BnB a room in your house - buy clothes in thrift store and sell online - host BBQ dinner and sell tickets for food and beer Get a raise:- you can also ask boss for a 5% raise.

When evaluating a potential investment location, choose one that meets the following requirements.Inflation adjusting - The dollar's buying power is decreasing; you see this every time you go to the store or buy gas.

To flesh out your decision a bit more, you might want to think about this in a little more depth.Go into both areas from 10 am to well past dark and drive the areas.Visit the grocery stores and fast foods, a few times each day and see what you think of the areas population.Talk to some shop owners in the area and get their view on the locals.Because these are the people who will be your renters.Do the look like they can pay the rent, (decent vehicles, decent clothing) or does the people look like they are struggling.Think about if this is this an area you want to do business in -->(long term)<--?

Laminate wood flooring can be purchased at any box store with price ranges from $1 pSF to $3pSF.

You'll be dealing with the same types of tenants, higher margins, less risk, and an easier asset to liquidate.

  - store card, and keep it at 10% max, preferably zero

Yes it is liquid.

My experience has been that when a condo owners association voted to impose a large special assessment they also line up financing for the condo owners who don’t have ready cash (except in NYC coop buildings where the “best” coops require any body purchasing a coop to have $100 million liquid!).