However, I am unable to qualify for any bank financing as my credit score is in recovery.

He and his wife make over 100K with a combined credit score of 680 but needs $75,000 ($39,000 to purchase the home and the remainder to move it to their property and hook it up).

I find this site to be so complete and informative that I use it exclusively for my education, inspiration, networking and idea creation.I do, however have what may be a personal pet peeve when it comes to colleague requests and to a lesser degree with followings.My issue is that when I receive a colleague request I generally want to accept it even as a matter of courtesy.

Credit score over 500 or 750?

I don't know is there any tricky part , cause I can't check tenants' credit score, if this return is really that good, why he wants to sell it?

When we lost my dad in 2013, we knew that if we didn't take the leap then we never would.I spent 16 years in the mortgage industry (working as loan processor, underwriter, loan assistant, lender liaison and anything else the owner needed) starting back in the old days before FICO scores and DU, ie, when you had to actually analyze a borrower's credit worthiness.My husband has worked in construction since he was a kid and learned from many old school contractors that taught him to do things the right way. 

And I have about $20,000 in my IRA and credit score of 638. 

Depends heavily on your credit score.

Does anyone have recommendations for mortgage lenders who provide primary mortgage options to RE investors based on their cash flow, assets and credit scores? 

Working on the credit scores.