But they don't offer online transfers to business accounts at another bank.

@Patrick Philip there is a lot of legal jargon in them to keep you and him completely safe.

In order to find it I used a combination of direct mail and bandit signs which I have to say still work plenty well regardless of the new move towards online marketing but that is another story.

Real estate agents have NO CLUE as to what is correct and legal!!!

What are optimal times I should call, and are there certain legal restrictions I need to be aware of?

This is completely legal and has withstood many court cases.

We owned a 2 bed 1 bath that we purchased in 2006 and shortly after buying it we learned from the city records that the 200 SF bonus room was not a legal addition and the walls were basically poorly mortared cinder block on a concrete floor that was covered up with drywall to make it appear like a finished space.

@Ramsin JacobUnfortunately, your description includes several misunderstandings which are too long to break apart in an online post.

I think being plenty paranoid is a good thing here.Research this guy as thoroughly as you can online.

I typically look into the property tax and transfer records, which are all online to see what the property is currently assessed at.