I have about $100,000 in equity currently as I have done all this on my own, or through my close network of people (have access to masons, landscapers, etc with heavy equipment).I need to reinvest this equity and have had the ultimate goal of owning rentals for several years now.

If you're break even, you're got $340K in equity (less selling costs) setting there earning you nothing.

Say $100k property, $25k down payment, appreciation first year is 3.5%, so at end of first year property has increased in equity $3500. $25k/$3500 = 14%.

There are a few local banks that I'm sure would be interested in lending the money (given that there is already $20k in equity in the property).  

So, 20% of the cash flow and the rise in equity go to the sponsor.

I need some financial advice.I have 2 Rental properties where I am owner occupant of one of the multi units.I have 60k in equity in one of the properties that I will like to use to consolidate debt or continue buying more rental properties for an additional cash flow with a HEL at 4.50% interest. 

We were lucky to move to a suburb of Dallas and do so well in equity but we still have quite a bit of property taxes and Capital Expenses in the older house.  

That is great long term in my eyes.Rent Variance - Income inequality is super real in ATL.

I help them make a sound decision of the location, rent potential and growth in equity.

My property has increased in market value since my purchase, so I'd like to take the equity out of the house to reinvest in my next property, but I want to make sure it makes sense...given that I'd be paying the same interest rate, or maybe even a little bit higher interest rate.Original Purchase value: $225,000 Original investment: $30,000Current Market Value: Around $260-265kCurrent Mortgage: $184,000, 3.875%, 26-years remaining, P&I = $928Current Cash Flow on rental: $500/monthMy question is, should I refinance to roll 20-25k in equity out?