My DTI is pretty high but I was going to try a DSCR loan w creative financing, To delay bigger payments until I get the tennants out.

Hey @Erick Ayapana, I'd highly recommend screening tenants with background check and having a lease reviewed by a lawyer.

Namely high prices compared to returns in multifamily and also high interest rates. 

The lot is steep and we had an architectural engineer outline how the cost to remove boulders and build up high (where there would be a better view) would be quite substantial but building lower by the road was more feasible.

Your feedback is highly appreciated.

When acquiring a building it's highly advisable to obtain the seller's financials so you can assign real, rather than wholly arbitrary and irrelevant numbers to your forecasting. 

As far as your rental that you currently own, I would change your expectations a little bit, 80% cash outs are hard to come by these days and the rates on the few products available are really high.

They want high volume agents to generate income for themselves, and increase their stats.Yes, as a Realtor (not all agents are Realtors), you have to abide by the Code of Ethics. 

We could easily put in a ministorage down the road or some other high caprate investment.

For some people, investing in real estate passively, as you have done, is best because they have other obligations such as a high-powered job, family or just don't want to deal with the operational side of the business.