I’ve retained the property as my primary residence for two years to avoid the capItal gains tax and am getting ready to list.

I think I'd like to have all my money back so I can get into another property, while my tenants pay down principal... and I'm budgeting for capex, maint/repair, vacancy, insurance, taxes, and management... but is the benefit of having nothing in the deal worth having almost no true cash flow?

There is a lot to learn and a lot to gain from the real estate business.

@Nancy Sathre-Vogel  Sounds like you are gaining knowledge from this experience.

I knew this would be an advantage going in, but I didn't understand back then how much of an advantage it was, or rather, how we could maximize this advantage as a mom-and-pop investor team.Our current plan, given the phenomenal appreciation of the property, is to move into it ourselves at some point and do a live-in flip, then use the cash to buy more rental properties that would offer us more of a return for the cash that's in the place and the gain that we can get out of it.

How do you leverage your capital gain and what would be the best way to handle your returns?

I am just trying to gain some insight on how to present the deal to a buyer.

If they intend to take advantage of you there is no reason you should not be enforcing your lease and benefiting financially.

Hey everyone,I am curious to know how do you get a seller to understand the benefits of owner financing/lease purchasing when presenting an offer.

Provided markets do not adjust some day you may actually benefit from holding, or worse case, your kids may sell it and live the good life.