House sat empty for a couple years, so it required a lot of work - I racked up $25k in credit card debt to pay for repairs, major part of which I did myself.

Generally, you must take distributions during your lifetime or within five years after the original account holder passed away.

You hold the cards and you set the rules.

Put a sign on your business card indicating what you're looking for.

That includes credit cards, 401k loans, car title loans, personal bank loans, my kids savings account, etc, etc, etc.  

As for the post card: Do I keep it shorter, do I send the same message?

If, on the other hand, the plumber does work for you on December 23 and you pay him with a credit card, you can deduct that in December, even if you don't pay the credit card until January or later.If I could deduct for reserves... well, that'd be awesome.  

House-hacking in a duplex for about five.  

In addition, you must pay them a service fee each time they are called; the tenant doesn't want or pay this, so as the owner tiunkust get back on the phone to pay with a credit card.

During the first five years fixed at 4.75 and then  after first five years interest rate will float at the Wall Street prime rate plus 1.00% with a floor of 4.75% unless a new fixed rate is established.Few questions:- By floating here does it mean interest rate will change monthly?