The two biggest pain in the butt housemates I ever had were a paralegal who thought she was a lawyer and argued over everything, and a hippy dude who was really fun when sober but not as much fun when he had his peyote cult friends over and they busted out the bongos around the bonfire, driving everyone in the neighborhood crazy.

Also keep in mind that the size and leverage component of your equity position on your balance sheet should drive your perception of risk relative to the size of the note you're being asked to kiss. 

The loans may not show up on your credit, but they will show up on the DRIVE report and you will have to add them in. 

That's where you'll find your SFH buys, but they come with the 15 min+ drive time to the attractions.

It drives me crazy when I find the tenants leaving them open. 

Right now you are young, do not drive yourself crazy. 

Get inspired to find your drive for real estate. 

And when you can do it it’s just 1 apt you gotta live there etc I heard CT what areas there or what other markers can one do arbitradge and driving distance ?

Might want to give some specs of your home like SQFT as that may help drive some comments about brands. 

Sandy - be prepared that Oakland realtors typically lis 20-50% below expected close price to drive buyer anxiety and competitive bidding.