Hi @Joseph O'Sullivan, happy to connect and share my lending resources with you to help provide some guidance in your real estate journey! 

If you share your balance, rate and payment you can make it takes me 2 seconds to find how many months to zero on my HP 10B calculator.Can easily change the payment amount or term.   

I also added the new appliances I have provided, if there are any issues it's the tenants responsibility to fix.

This will reduce your turn times allowing you to scale much quicker... not to mention reduce the unknow variables that come from having to wait for longer seasoning periods.The main benefit I see with a DSCR Loan is you don’t have to provide your tax returns and provide the documentation on all your other properties.

As a last resort, I would even be willing to lease the land, provided that I be compensated for the improvements when it sells.TIA

No need to worry about setting up an LLC or anything like that right away as that can be done fairly easily.

You have to get the high-cost version, but it handles rental properties easily. 

A few weeks into the tenancy something strange begins to happen-- I am suddenly hearing very alarming arguments between the two of them from next door (which is saying something as noise does not find its way into my house easily).

You may seek advice from lenders and brokers on finding a suitable mentor, most will be able to provide one for you.

Actually go through it with them, make sure they understand what they're providing and what you're providing.