@Hannah Joy In your circumstances I would make sure you feel adequately educated.

Internal Revenue Service, or received an Economic Impact Payment (stimulus check) pursuant to Section 2201 of the CARES Act;I am unable to pay my full rent or make a full housing payment due to substantial loss of household income, loss of compensable hours of work or wages, lay-offs, or extraordinary [38] out-of-pocket medical expenses;I am using best efforts to make timely partial payments that are as close to the full payment as the individual's circumstances may permit, taking into account other nondiscretionary expenses;If evicted I would likely become homeless, need to move into a homeless shelter, or need to move into a new residence shared by other people who live in close quarters because I have no other available housing options.[39]I understand that I must still pay rent or make a housing payment, and comply with other obligations that I may have under my tenancy, lease agreement, or similar contract.

In any case, do you have any means of recourse to suggest to me given the circumstances I've described?

Is common sense and be polite to others around you for any given circumstance at the time. 

Would I be eligible w/ my circumstances?

Things like a change of circumstance or the nature of the property or an unsolicited buyer or investors putting cash in to stabilize.

My understanding is that the city only allows Short Term Rentals under very specific circumstances, including that the property is owner-occupied.

Thumbs up to you for apparently leaning towards paying her even though I'm sure you'll get people telling you you're nuts for paying a commission on a FSBO if you do, but really as you said the house is a great deal and if it had been listed it probably would have been higher by the amounts of both the listing agent and buying agent commission sides - plus the seller might have been represented by a listing agent who counseled him on pricing and didn't put it on the market as a 'phenomenal deal'.Some negotiating books I've read are all about squeezing the last dime out of people no matter what (it doesn't sound like you're like that, so nothing implied :) but one of the things I really like about old-time motivational/business success speaker guy Jim Rohn is that he believes it's always OK to pay people what they're worth, regardless of circumstances.

In other words, you have to look beyond the crime at the facts and circumstances surrounding the individual conduct.

@Derek Dombeck would Jon be absent acquire a conventional mortgage in his name running this sane circumstance