Creative Real Estate Financing
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Tax, SDIRAs & Cost Segregation
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
1031 Exchanges
presented by
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated about 5 years ago on . Most recent reply
![Travis Smith-Armwood's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1122373/1697078151-avatar-traviss140.jpg?twic=v1/output=image/cover=128x128&v=2)
Seller financing question
If I get a home through seller financing can I get the deed free and clear in order to get q HELOC to access the equity to finish the buy?
I.E.
Jon buys a house from Kate using seller financing Kate wants $50,000. Kate's house is 100% paid off free and clear of liens. Jon agrees to give her $10,000 and does seller financing for the remainder $40,000. Can Jon afterwards (while still paying the 40,000) get the deed in his name free and clear of liens and go to a bank and get a Heloc and pay Kate with the HELOC to complete the deal with Kate?
Most Popular Reply
![Derek Dombeck's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/258621/1703515554-avatar-traderpro.jpg?twic=v1/output=image/crop=2080x2080@0x88/cover=128x128&v=2)
@Travis Smith-Armwood
It's going to depend on the lender.