So, long winded way of saying, you may be just fine to occupy YOUR OWN SPACE any way you wish since I am assuming that as it was once a separate unit it has at the very least an exterior entrance.

Assuming you're doing a conventional 80/20 mortgage (20% down) and you're buying a SF at $65k your down payment will be 13k.

One could assume that they sell education because they can't do it.

I assumed as much they would apply.

we were able to find someone, however we had to fork over his share of the rent for 3 months while we searched.You didn't specify, but I assume these are students (OSU)?

I'm assuming you'll come in with a lower offer hoping they'll meet somewhere in the middle...especially if it's been for sale for a while.

It's irritating because I wanted to assume that property as buy-and-hold.

I assumed he meant there was a mortgage on both lots, but the foreclosure suit erroneously had the legal description of only one lot.

Assume it is working for her or she'd bail out?

Assuming your numbers are accurate, it seems like a good deal to me.