Couple that with a requirement that you don't process applications until the application fee is received and no one on the program is going to waste your time or their money.   

Update - Not sure the group of guys are going to work out, heard a few not so pleasant things from some of their references while going through their applications.

Most manufacturers will work well for that application but there are standards for each model which usually can be found online that will show what the exact recommendations and limitations are. 

Wondering if people have found a good rule of thumb for what they'd consider an acceptable # of applicants, so there are enough to have consideration of, while pushing the limits on what the market will accept. 

Depending on the criteria most banks use in calculating DTI this could have a negative impact on my potential HELOC applications.  

Don't compromise on your criteria, if you can't check out the applicant (no ID) you are much better off passing. 

Here is what it says: "Effective mid-June of 2019, landlords may only charge potential tenants an application fee equal to the cost of conducting a credit and background check, or $20, whichever is less.

In Texas (from what I understand) they only take out the state tax (6%) but you still are responsible for paying the city HOT (if applicable. which in Galveston is 9%)As for property taxes, take a random zip code in Galveston (say 77550), according to the SmartAsset property tax calculator (as well as Zillow) the property tax there is 1.925%.

It’s always good advice to hire an attorney (or make a title insurance claim, if applicable) when you find yourself in a giant mess.Get a copy of the title report, post it here, and perhaps some of us can point you in the right direction.

This new requirement simply means that you can't can't use an applicants source of income as a disqualifier.