@Nate Marshall I made a visit to Navy Federal Credit Union and they told me that they do investment property loans for 15% down.

I stumbled on it when visiting family.

Perhaps make a list of several candidates for your first purchase and visit them all.

Ed -- Call or visit the local health department and ask if the septic system has been replaced in the last 20 years or so, have there been any recent repairs, any records on pumping or maintenance, or a recent Title 5 (state mandated septic inspection).

Being an Architect / Developer, who can attest to having visited some of your projects, I can clearly see the vision that was kept alive through execution.

Was recently down to Chattanooga to visit my son!

I don't really have time to double back and get addresses and visit the properties because I am usually driving for work with a large trailer behind me.

He has walked through the unit several times, visited a kitchen supplier with us, and done some legwork with the town on permitting.

It's a great place to visit.

In my visit there, I sometimes felt I was treated there better than in my hometown Cincinnati.