Hey Clyde, thanks a lot for getting in touch with me.  

But I had the same question as @Blake King recently and definitely think a Vanguard ETF is the way to go.Which leads me to another question, is it true that I can pull out my contributions from my Roth IRA penalty free (as I already paid taxes on them), as long as I don't touch the gains?  

I'm a recent-ish graduate of Ohio State living and working full time in Columbus, OH (LOB asset management, asset based lending).

We stayed in touch with the owners over the months, and after meeting up a couple times and some negotiations we were under contract.I'll keep it simple to the details but let me know if you have any questions.4 bed - 3 bath - 3 car garage - SFHPurchase price: $160K1st Loan: $112,0002nd Loan carried by sellers: $49,000Down payment: $2,500Rehab Cost: $13,000Real Estate fees and closing cost: $8,900Basic list of repairs: carpet, vinyl tile floors, vinyl plank flooring, faucets, toilets, light fixtures, thermostat, interior paint, appliances, gutters, backsplashes, resurfaced counter in kitchen with an epoxy countertop, re-stained all cabinets throughout the house, added pulls to all cabinets, new kitchen sink & faucet - finished it off with some light staging for photos and to help it sell quicker!

With the majority of deals coming after several touches, one mailing won't be any bang for your buck.I hope that helps, best of luck!

Hey, Get in touch, let me know what you need! 

I suggest you complete your degree and aim to obtain the highest-paying job you can after you graduate.  

NJ Transit North South West and evaluate multi family 1 mile from the trains.Then I would evaluate Philadelphia and DC since the trains tie into NYC and have built excellent infrastructure between new industry and colleges.High retainage in both for graduates in both Cities when they graduate.Let me know if I assist with any questions.Regards,Joe Scorese

He finishes law school in May at which time his lease ends (unfortunately he's not gonna be a real estate attorney) This place is in a great location with tons of potential for a great Airbnb property & ARV but definitely needs upgrades (close to college, hospital, airport, huge backyard w/ deck built around hot tub, a pond w waterfall, wood burning fire stove, etc) I personally know the homeowner from when he graduated w my brother & my dad was his hs baseball coach so I reached out to him and acted like I was interested in possibly renting it next if I couldn't find a place to buy first.

I would use the remainder of the $13,000 for any kind of repairs and touch-ups needed.