I'm wondering if anyone has any preferred sites they use for credit checks and background checks?

I would hold back in cash the rule of thumb percentages each month, but have a credit card or line of credit available for the unexpected. 

So Heather,If we work these numbers backwards, use $800 rents and  use conventional financing I'm currently getting through a credit union, which may not be what you get.

I went ahead and submitting info to get pre-qualified with him as well.My mindset was, I might as well talk to a number of lenders and get pre-qualified with a few of them at around the same time so all the credit pulls count as one.

However, you are getting a fairly small return on your equity.

I want them to try hard and finally report it to credit bureau.

I have both mortgages on using my credit and my wife is on the deed only. 

What’s a fair split?

As you were advised above, we do not typically lend to even A Credit borrowers 100% financing. 

Rather, they prohibit the transfer of specific things, such as "services" or "extension of credit".