@Brian Degener  can't say for certain.. however I would suspect this is impossible. the big banks sell their bad paper in bulk.. and gerneally to hedge fund players for them to sell an individual mortgage so someone like us I just don't think would happen.I have had luck with Small commercial banks.. and local credit unions. .IE where you can personally talk to a decision maker  ( who is usually the VP or president fo the bank or the head credit officer)

but out our way NO.and NO way for a bank or credit union you would not get past the first look see of your financials

I am a 23 year old newbie real estate investor located in Union,NJ.

You make more than enough to buy in your area, I know there's a lot of small multifamily in and around Union Township.

“Because of widespread racial and ethnic disparities in the US criminal justice system,” HUD’s new guidelines read, “criminal history-based restrictions on access to housing are likely disproportionately to burden African-Americans and Hispanics. . . .

I requested a photo of their London Hydro and Union Gas bills, and any sort of documentation showing proof of income, so hopefully I have no trouble getting those.

The plans have been drawn up and approved by the county, I am all ready to go except that, traditional constructions loans have turned out not to be an option because the banks and credit unions aren't willing to invest in a "tiny home". 

We talked to multiple local regional banks and credit unions.  

I work for AIC (AAP's Union counterpart on the slope).

You go to a Bank or Credit Union.