And the person who said Detroit property rents are so low and won't work for DSCR debt is on crack.  

And appreciation will go up and down over the years. 

Has anyone here worked on a deal with this company or worked for them? if so what was the overall experience?

When you go out to eat and have a nice meal and great service, do you stiff your waiter/waitress too? 

Also, the Recent Supreme Court Ruling Striking down the Chevron ruling, takes away a lot of power of unelected officials, most of the IRS papers are not based on actual rules, but interpretations of code. 

Hey @Paul Azad and others.

I am an experienced lender and borrower in Phoenix, so I would love to share my experience with you all.  

The mortgage started 2 years ago before I assumed it and obviously the seller met the owner-occupied requirement by living in it for a year.

This perspective goes beyond merely buying and selling properties; it involves a strategic approach to wealth building and risk management.

Remember, C/D located properties generally appraise once improved for significantly more than they will actually sell in an arms length transaction so you can go to many C/D neighborhoods, successfully complete the BRRRR method but deal with  all of the operational difficulties of the asset class and then fail to achieve a sale figure remotely close to the favorable appraisal  that allowed for the proceeds to be returned through the refinance.