All my loans are with one medium sized regional bank.

This lunacy is somewhat unique to our country so I can understand it being confusing.The mortgage rate is fixed for 30 years.

Are bed bugs a problem in your area (regionally)?

It is such a unique property in unique location comps dont even come close to comparing...How do I put A value on it,,cant tease the city and say how much you give for it and sell it to another.They get ticked off they can find a thousand problems till they run out whoever owns it.

I would choose the path less taken becasue it will be more interesting and probly more profitable, you have to have an edge and you not going to be UNique following the midnight seminars.

PS - What's the most unique feature you've seen in house?

-A regional hospital?

None of these required significant fix-up costs.My hypothesis is that we are in such a unique circumstance with the real estate crash, and 20% returns cannot exist for the long run in the open market.

CBD, city fringes, employment 'pockets' scattered around the region?

Hello, I'm a new member of BP and in a unique situation.